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Trust & Compliance

How to Verify Trucking Insurance

A practical way to check insurance before you accept a load or release freight.

Author: Ralph Ivey

Last updated: 2026-07-20

Experience: Written for working trucking and moving businesses.

Answer

Ask for the COI, confirm the insured name, policy limits, coverage dates, and exclusions, then verify it with the insurer when needed.

What to do next

  • Use this advice as a starting point, then confirm the details for your lane or business.
  • Compare the information against the companies and routes you actually work.
  • Link into related state, city, or directory pages for more local help.

Sources

  • Certificate of insurance examples
  • Insurance verification checklists
  • Industry risk guidance

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